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An Intense 90-min Bootcamp

Next Live Bootcamp Starts In

Take Control 3.0 - March 11th, 2026

Real guidance on today’s California housing market.

Event details and access information will be sent directly to your email after registration.

Is Now The Right Time To Buy? Maybe Not…

Overcoming Rising Rates, Affordability Concerns, and Economic Uncertainty can lead to Make Confident Home-Buying Decisions.

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State of the Industry

A quick look back at what got us here

Current Market Stats *updated weekly

What the future may hold

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The Biggest Lie Lenders Tell

What you need to know to keep from becoming a housing statistic

Flip the switch on an industry designed to keep you in the dark

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The New Mortgage Marketplace

New Weapons For Today’s Homebuyers 

The REAL affordability formula you should evaluate

Down Payment Assistance Is Dead! Not So Fast...

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Take Control 3.0 Plan

The exact step by step process to take control of your homeownership journey

Why the way your parents bought a home doesn’t work anymore

You Asked We Answered

Do I Even Need A Realtor In 2026?

  • Unpacking The Recent NAR Changes

  • Roles, fees, and rules have changed

  • One size no longer fits all

Meet Dave Medina

Your Dedicated Loan Advisor

Dave Medina, a respected force in Southern California real estate since 2003, brings a career that spans from Loan Originator to Regional Vice President at one of California’s fastest-growing banks. Having managed hundreds of loan officers and trained thousands of real estate agents, Dave’s deep, diverse expertise makes him the GO-TO resource for today’s buyers looking to maximize their real estate success. Committed to delivering unmatched guidance and exceptional client experiences, Dave continues to shape the future of Southern California’s real estate landscape.

NMLS ID# 395424  |  (951) 858-4761
28475 Old Town Front St Suite M&N,
Temecula, CA 92590
Branch NMLS# 2699326

Dave Medina-Your Dedicated Loan Advisor

What Our Clients Are Saying

See why homebuyers and investors trust Alevate Group to guide their mortgage journey.

November 2025---Hello to all seeking a home loan or as Ann and I did a "cash out refinance,"I wanted to send a quick note of praise to Dave and Mell just to say a massive thank you for the Outstanding and professional job you two did to achieve our recent loan.Honestly, you guys made it so easy!All the various ways of communicating with us put our mind at ease and made the whole thing work!Thanks Dave Medina and Mell, couldn't be happier.As always...If a family member or anyone we come across is contemplating a loan, I'm sending them your way.

Vincent C.
VC
12-11-2025

If you're lucky enough to get to work with Dave Medina and the staff, I'm sure you will be well taken care of. Dave went over and above, to make sure our refinance went smoothly and on time. He handled everything very professionally and we would be happy to refer him to anyone.Thanks again Dave,Dan and Pj Quinn

Dan Quinn
DQ
03-10-2025

Dave and Melly you guys are the best. We started this process early in the year and probate stopped us several times but both of you did not bend. We kept going with the flow. Throughout this process, we did not give up. Thank you for seeking professional and the exact language that Title required. It definitely assisted me with the probate process. Thank you for continuously following up with us. Thank you for your hard work and continued commitment to us. We look forward to working with the both of you again. Thank you again.

Shani Duke Bolden
SD
30-08-2025

It was an absolute pleasure working with Dave and his team. This is actually the third time my wife and I have been fortunate enough to use his services. We bought our first home with Dave, jumping through hoops, that others said could not be jumped through. We actually had 2 other people tell us that they couldn’t make it happen based on my family’s specific circumstances, and Dave made it happen. We then used Dave and his team for a refinance, which was painless, and quick. After selling that home we decided to purchase a substantially more expensive property with nearly the same, if not more, difficult because now my wife and I are both 1099 for our income. However, Dave made the magic happen again and I am writing this review in the bedroom of my new home. I cannot stress enough how amazing these guys are, I am 100% positive that if Dave and his team can’t make it happen for you, NO ONE CAN!

Grant Bigley
GB
18-02-2025

Dave is great ! fast! and professional! Explains everything very well ! Highly recommended.

David Kmett
DK
07-11-2024

Dave is hands down the best loan officer ever! The whole process was fast and easy! He is very thorough and explains things in detail! He's very personable and just a stand up guy! This was the second time we used him and will continue to use him in the future!! Mellyza also was helping us with the loan and she is awesome too! She really gets business done! Great team to work with! 👏🏻 😁

Haly Kimball
HK
07-11-2024

I absolutely loved working with Dave Medina and his team. In every way Dave and Mel stepped up and were very kind, understanding and went above and beyond to help my client feel comfortable and confident each step of the way. Thank you so much Dave and Mel. I look forward to working with you on future transactions.Grace Plummer

Grace Hudson-Plummer
GP
06-11-2024

Working with Dave and Mellyza was a fantastic experience! As a first-time homebuyer, I had a lot of questions, and they took the time to answer every one with patience and clarity. Their expertise was clear, and they guided me through the entire process seamlessly. Dave walked me through different scenarios and helped me choose the best loan for my dream home that matches my budget. They worked quickly and efficiently to meet a 21-day escrow, which was a huge plus. I couldn’t have asked for a better lender and highly recommend them to anyone looking for a lender who genuinely cares!

sandie valenzuela
SV
20-06-2025

Highly recommend Dave Medina and his team. I purchased a home in March 2024 and it was by far the easiest transaction I've ever experienced. Dave is extremely knowledgeable and takes time to explain everything you need to know about your options to purchase. He gave me great advice and helped me make the best decision for myself. His transaction coordinator, Kristin is phenomenal as well. She is on top of everything! They were both so darn easy to work with. They'll definitaly have my future business, and I will highly recommend them..

sandy ramirez
SR
27-08-2024

I recently had the pleasure of working with Dave Medina and his team. They definitelyexceeded my expectations. They closed the transaction in less than 2 weeks. David’s ability to navigate through the lending process with speed and accuracy is impressive. He ensured a seamless transaction for my clients providing an excellent service. He is very knowledgeable and very professional, showing the importance of delivering top-notch service from start to finish. I will recommend David and his team to my future clients and to my fellow real estate agents seeking a reliable and excellent lending partner. Thank you, Dave and your team, for your exceptional service and for consistently going above and beyond for my clients. To many more successful collaborations in the future!Emily Martone/Berkshire Hathaway HomeServices Ca Properties

Emily Martone
EM
18-06-2024

Dave and his team are awesome! Throughout the whole process they were so helpful, quick to respond, and gave help pointers regarding the home buying process. We were even able to close escrow early! Highly recommend him and his team :)

rebekah seibert
RS
20-06-2025

For nearly two decades, Dave Medina of Medina Team Mortgage has been the cornerstone of my real estate endeavors, guiding me through numerous transactions with unmatched expertise and integrity. His remarkable lending skills, coupled with an innovative educational approach, set him apart in an industry where knowledge and trust are paramount.A Masterclass in Mortgage LendingDave possesses a rare talent in demystifying the often complex world of mortgages, making him an invaluable asset to both seasoned investors and first-time homebuyers alike. His deep understanding of the market's nuances and an unwavering commitment to his clients' best interests are what make him truly unique.Tailored Financial SolutionsWhat distinguishes Dave is his innate ability to educate consumers on the best loan options specific to their situation. This personalized approach ensures that every client makes informed decisions, perfectly aligned with their financial goals and circumstances. Dave's dedication to finding the most beneficial and cost-effective solutions is evident in every transaction he handles.A Legacy of Honesty and IntegrityDave's honesty and integrity are the bedrock of his professional ethos. In an industry where transparency is crucial, he stands out for his straightforward and ethical practices. Clients can trust that advice from Dave is always in their best interest, a testament to his character and the reason behind his longstanding reputation.Cutting-Edge Educational ApproachBeyond his role as a lender, Dave is a visionary educator in the real estate domain. His approach to educating clients about the lending process and the broader real estate market empowers them to make better, more confident decisions. This educational commitment reflects a deep-seated belief in the value of knowledge-sharing and client empowerment.A Partnership for SuccessChoosing Dave Medina as a lending partner means more than securing a mortgage; it's a partnership that fosters success, knowledge, and confidence in real estate transactions. His contribution to my real estate ventures has been invaluable, and his impact on clients and the industry at large is profound.In summary, Dave Medina is more than a mortgage lender; he is a trusted advisor, educator, and industry leader whose influence extends beyond the closing table. For anyone navigating the complexities of real estate finance, Dave and the Medina Team Mortgage represent the pinnacle of professionalism, expertise, and genuine care.

Susan Johnson And Associa
SJ
19-03-2024

As a real estate agent committed to ensuring the best experience for my clients, I recently had the pleasure of working with Dave Medina and his team, and I am thrilled to share my positive experience.In the fast-paced world of real estate, having a lender who is not only quick but also efficient is crucial. Dave & Kirstin exceeded my expectations on both fronts. They showcased an impressive ability to navigate through the lending process with speed and accuracy, ensuring a seamless transaction for my clients.What truly sets Dave & his team apart is their superior service. The team's commitment to excellence is evident in every interaction. They are not just closers; they are driven professionals who understand the importance of delivering top-notch service. My clients were not only impressed by the efficiency but also by the personalized attention they received.Working with Dave & Kirstin made the entire homebuying process smoother for my clients, and as a real estate agent, that's invaluable. The open lines of communication, attention to detail, and commitment to client satisfaction make Dave a lender I can confidently recommend to my future clients.To my fellow real estate agents seeking a reliable lending partner, look no further than Dave Medina & his team. They have proven to be an invaluable asset to my business, and I am grateful for their dedication to excellence.Thank you, Dave, Kirstin & team, for your exceptional service and for consistently going above and beyond for my clients. I look forward to many more successful collaborations in the future!

Monica Martinez
MM
27-11-2023

Dave and his team were transparent, supportive and helpful throughout every step of the way to closing on our first home! Their application process was simple and I was able to provide all the required information in just a couple hours. After this, Dave was quick to schedule our consultation that resulted in our pre-approval! After finding our home, getting the loan fully underwritten only took a few days. We were on a super tight time crunch with a short escrow, but Dave and Kirstin were there to ensure everything went as smooth as possible. To put the icing on the cake, Dave made sure I had all the necessary information to make an informed decision amidst the challenging market and record high interest rates, and we were able to lock in a rate that we can afford. I will definitely be looking to Dave Medina and his team when I need to refinance or purchase new property down the line. Know that these folks mean business and can get the job done properly and quickly. With this housing market, it pays to have the Dave Medina team on your side! Thanks again Dave and Kirstin!

Brenden Española
BE
30-08-2023

Kirstin Villavicencio, was always in touch with us and very pleasant and patient going over documents, questions, and or concerns we had. We were always contacted in a timely and professional manner. Dave Medina is a wealth of knowledge in his field and is eager to share this knowledge and experience with us throughout our home-buying process.

Jaylon
J
26-07-2023

We were connected with Dave and the Fairway team through our realtor. We are both self-employed and have fairly complex tax returns and he said “bring it on!” From day one Dave and Kirstin stopped at nothing to get us our loan. They were communicative, confident and extremely knowledgeable about next-steps and how to rework anything that hit a snag along the way. We not only got our loan, but also the best interest rate we could’ve in the current market. We are new to CA and working with this team kicked off our relocation on a high note. Highly recommend.

Lisa Golding
LG
15-10-2022

Dave and his team are phenomenal! They made the whole process so smooth and efficient. I always felt like they were going the extra mile on my behalf by dealing with the other, less cooperative/reliable entities involved. Dave and his team are on your side the whole way and you'll never doubt that through the process! The best rates, the best service, and the best people!

P G
PG
10-10-2022

Everything about Dave and his Team is amazing!! He goes above and beyond to make sure his clients needs are met and that they are educated on the home buying process. I've never met anyone who takes the time to invest in his clients and agents the way Dave does!! He truly cares and has your back every step of the way!!

Heather Menjivar
HM
03-10-2022

Dave and his team were so helpful! They are knowledgeable and never left a question or concern unanswered. Would recommend him to anyone looking to finance a home.

Zuly Reyes
ZR
01-10-2022

Dave and his team did an outstanding job in giving us all of our options when it came to financing a home. They work hard to try and find what will work best for you. Never had any questions go unanswered. They made the home buying process easy!

Joshua Reyes
JR
30-09-2022

Dave and his team were so helpful! They are knowledgeable and never left a question or concern unanswered. Would recommend him to anyone looking to finance a home.

Zuly Reyes
ZR
01-10-2022

Dave and his team did an outstanding job in giving us all of our options when it came to financing a home. They work hard to try and find what will work best for you. Never had any questions go unanswered. They made the home buying process easy!

Joshua Reyes
JR
30-09-2022

Never did my family and I expect our experience to be so easy and fluid. Buying a home and escrow can be so tedious and overwhelming. David Medina and his team took care of everything and we were able to close in 21 days because of their preparedness and professionalism. Thank you so much. Shout out to Kirsten for everything as well.

Eddie Gonzalez
EG
14-09-2022

Second time doing business with Dave and his team because they are very knowledgeable and are there to guide you with complete transparency. Highly recommend!!

Sandy Salazar
SS
29-08-2022

Dave and his staff are amazing! Efficiency, communicative, works in a timely manner and professionalism is something I look for and Dave provides all that and more. Not only as a lender but as someone who also loves to educate and empower his realtors in all aspects of growing in your career. You won’t be disappointed in working with him and his team!

Angie Lopez Nunez
AL
29-08-2022

Working with Dave has been a smooth and easy process. My clients absolutely love him! He has a way of educating not only agents but his clients too. The man is FULL of knowledge and speaks to everyone with care and compassion.He got my clients approved with no hassle on their first home and it was QUICK! Dave and all his staff are efficient and seamless. I recommend this team to everyone! Look no further for the right mortgage company!

Danielle Young
DY
24-08-2022

There is not a team I would trust more than the Medina team. As a realtor it is critical to have someone to help support my clients. From walking clients through the process to working fiercely on their behalf. Thier promptness and communication is unparalleled. Appreciate how they handle every client with so much respect and care. Extraordinary knowledge with elite level of care. Thanks Medina Team!!!!!

chris Stone
CS
23-08-2022

Dave Medina and his team were amazing. It was one of the best experiences I have every had in dealing with a mortgage company. There were some issues with getting the necessary documents from the realtor so that we could close escrow on my mom’s new home. David stepped in, reached out to the realtor to have her do her job and we were able to close escrow on time.I would recommend Medina team mortgage for all your mortgage or refinancing needs.

Alan Salazar
AS
23-08-2022

Dave and his team were amazing the entire process! So informative, professional, and had great communication with us all the way until our final minutes through closing. I'll be recommending friends, family and using them in the future. You guys rock!

Jessica Ortiz
JO
16-06-2022

If you are looking for a lender to help extensively with your best mortgage options! Dave and his team at Fairway are amazing! They helped us as First time buyers TREMENDOUSLY. Not having much knowledge on what’s right and what’s wrong. We always felt we were in good hands! They along with realtor team recommended by Dave helped us get a home that was beyond our dreams! I’m glad we were able to find such an amazing team! Cannot stress enough how helpful and hand held their team is especially in a aggressive market as there is now.Thanks Dave and everyone at Fairway.

Stephanie Ortiz
SO
07-03-2022

Working with Dave has been a smooth and easy process. My clients absolutely love him! He has a way of educating not only agents but his clients too. The man is FULL of knowledge and speaks to everyone with care and compassion.He got my clients approved with no hassle on their first home and it was QUICK! Dave and all his staff are efficient and seamless. I recommend this team to everyone! Look no further for the right mortgage company!

Danielle Young
DY
24-08-2022

There is not a team I would trust more than the Medina team. As a realtor it is critical to have someone to help support my clients. From walking clients through the process to working fiercely on their behalf. Thier promptness and communication is unparalleled. Appreciate how they handle every client with so much respect and care. Extraordinary knowledge with elite level of care. Thanks Medina Team!!!!!

chris Stone
CS
23-08-2022

Dave Medina and his team were amazing. It was one of the best experiences I have every had in dealing with a mortgage company. There were some issues with getting the necessary documents from the realtor so that we could close escrow on my mom’s new home. David stepped in, reached out to the realtor to have her do her job and we were able to close escrow on time.I would recommend Medina team mortgage for all your mortgage or refinancing needs.

Alan Salazar
AS
23-08-2022

Dave and his team were amazing the entire process! So informative, professional, and had great communication with us all the way until our final minutes through closing. I'll be recommending friends, family and using them in the future. You guys rock!

Jessica Ortiz
JO
16-06-2022

If you are looking for a lender to help extensively with your best mortgage options! Dave and his team at Fairway are amazing! They helped us as First time buyers TREMENDOUSLY. Not having much knowledge on what’s right and what’s wrong. We always felt we were in good hands! They along with realtor team recommended by Dave helped us get a home that was beyond our dreams! I’m glad we were able to find such an amazing team! Cannot stress enough how helpful and hand held their team is especially in a aggressive market as there is now.Thanks Dave and everyone at Fairway.

Stephanie Ortiz
SO
07-05-2022

First time home buyer here, Dave and his team went above and beyond. So incredibly helpful! Buying a home is such a big step and Dave and his team answered every question we had. We snagged the perfect home because Dave and our realtor Lori helped us write a winning offer that showed we were serious and ready to move quickly!

Audrey King
AK
03-12-2021

Dave Medina and his team at Fairway Mortgage did an outstanding job expediting our refi loan!! Everyone was on top of it through the complete process! Many thanks to all of you for your kindness and caring about what you do!

Loralee Ferguson
LF
26-08-2021

Dave is one of the most knowledgeable mortgage professionals around! Honest, Caring and Customer service eccentric.Dave and his team constantly deliver! Do yourself a favor and make Dave Medina your first call with anything mortgage related. You won't be sorry!

Gina Katz
GK
25-08-2021

David was absolutely the best finance officer I have worked with. His supporting staff and network of professionals complement him in a wide variety of topics, especially insurance and support services for the geographic area I was looking and in the time frame I needed.He and his team rapidly accessed my requirements and the resources I had and gave me an honest and fair evaluation of the best financing available. He is purchase and customer specific; my financing solution was customized to fit my exact requirement. He was very responsive to any inquiry I had. He either texted me or phoned me back within minutes or had his staff reach out to me. I was completely always informed of all the issues at hand. The purchase of my house was seamless, due to David’s professionalism, responsiveness, market knowledge and the numerous resources he had to answer all my questions related to this transaction. I highly recommend him, and I would use him in my future endeavors.

Daniel Bleskey
DB
20-08-2021

If your looking for a mortgage lender , then look no more ! Dave and his team are amazing! The level of communication and service to our clients has been top notch!

Andy Soto Lopez
AL
20-08-2021

We wouldn’t have been able to purchase our first home without Dave Medina and his team! Dave took the time to educate us, and show us all of our options (including programs we didn’t even know existed!) we ultimately chose a home we never would have been able to purchase without Dave. To say Dave and the team made all the difference in the world for our family, is an understatement. We are forever grateful for the Medina Team!

Jonathan Thomas Reese
JR
20-08-2021

Dave and his team couldn’t be more helpful. As a first time home buyer I had many questions and apprehensions. My questions were answered quickly and follow up questions, that they somehow knew I would have, were answered without me asking. Usually you find a weak link in the chain but I honestly don’t think there is one here. Wifey and I are very grateful for all the Medina’s team attention to detail. They made a stressful time as easy as it could be and they even laughed at my dumb jokes. Definitely on top of their game!!

David Schafer
DS
19-08-2021

Very impressed with David and his whole team. I was Calling and texting nonstop because we needed to close quick and they were on top of it all and had us in our new house in 20 days. I highly Recommend him!

andrew hadley
AH
19-08-2021

Dave Medina and his staff were met with challenges due to my former mortgage lender. Through their diligent research they facilitated my process of correcting a unique “mess” of Title documents.Mr. Medina’s staff communicated and guided me every step of the way!The staff a very professional and treat you with Respect, Dignity and extreme care.I have had years of experience with Fairway Mortgage and highly recommend their service due to their consistent performance of my home mortgage investments.Sincerely,Fernando Reyes

Fernando Reyes
FR
12-08-2021

They got my loan done at a very low rate and earlier than needed for closing, so I'm very happy.

junior tennisusa
JT
27-07-2021

Buying a home seemed so intimidating prior to working with Dave Medina’s team. While the house search and negotiations were still daunting, our loan process was amazing! Lili, Brenda, and Dave made the process so simple. Their communication is amazing, and I felt like all my questions were answered. I would highly recommend Dave Medina’s team!

Mackenzie Hernandez
MH
18-06-2021

As a first time home buyer the process seemed daunting. Lili, Brenda, and Dave explained and walked us through each step of the process and helped calm any nerves we had. Highly recommend to work with Dave Medina’s team at Fairway Mortgage.

Victor Munoz
VM
18-06-2021

Dave Medina helped my wife and I find the necessary financing for our first home. We were first home buyers and Dave helped explain the process very well. He was willing to go out of his way to explain to answer our questions and get us information that we needed to help us make our decision.I highly recommend working with Dave Medina and his team!

Miguel Macias
MM
24-04-2021

Our family was nothing but amazed by the service, dedication to task and professionalism of Dave Medina and his Team. They handled our home loan process with expert precision. Each member treated us like family, dedicating their skills to complete our loan process quickly and efficiently. We would recommend their services to ALL home buyers. They do not disappoint! Thank you so much for helping us secure our Happy Ever After Home!Sincerely,The Statton Family

Raven Strankman
RS
16-04-2021

When our original lender told us they couldn’t get things done our realtor got us in contact with Dave. Dave came in and told us not to worry this is what he does. His team immediately got on it and contacted us daily making sure we got everything we needed done during the short escrow. Weekends and nights if we had questions they were there. They worked tirelessly for us and we couldn’t be happier with the service he and his team provided.

Jack Stratton
JS
15-04-2021

All I can say is: INCREDIBLE!!! And Im still not able to describe the work Dave Medina and his team did with my refince. Dave Medina has a top notch organization there. I was refered by a freind who sang the praises, and I think they were better than advertised. Got the best rate, by far in market. Add nice, proffetional service and 5 stars does not seem enough.Thank you Team Medina.

George Gomez
GG
19-03-2021

These guys are awesome! Thanks to Dave and his team for helping me make my first home purchase. I always felt comfort and confident while working with them. These guys really know what they’re doing. Working with people who communicate well and are also genuine is hard to find these days. They locked us in on a sweet rate right before market changed 👍 we truly feel blessed having them on our side. I highly recommend them if you want a team who will work hard for you and your pockets.

Mo Mo
MM
18-03-2021

Dave’s team is INCREDIBLE, full stop. When my family and I were ready to move into a larger place, we ran into issues with our initial officer — Dave stepped in MID-PROCESS to save the day, and ensured that our escrow did not fall apart.What’s more, Dave is still in regular contact. He and his team are honest, methodical, and fast, fast, fast - I’ve never seen a group work so quickly to put together the material needed to refinance a loan. I’m scarcely off the phone with Dave and I am talking to the rest of his immensely professional team to get the process moving. There is never a moment wasted in their organization— truly a well-oiled machine.I cannot recommend Dave and his team enough. They are consummate professionals, experts in their field, and the truly care about giving you the best experience possible. You’d have to be a fool not to turn to them for your needs.

Derek Heid
DH
13-03-2021

The Dave Medina Team at Fairway Mortgage did such an amazing job in helping us purchase our first home. Dave and his team were very professional, quickly responded to our questions and requests, explained everything in detail, and really made us feel like we were in good hands every step of the way. It helps to have Dave and his team on your side when making such a life changing decision. We highly recommend.

Cindy Merida
CM
12-03-2021

Dave and his team were fantastic to work with. Very communicative and responsive. Not only was the offering excellent, the entire experience was so easy and quick.

Chandos Quill
CQ
30-01-2021

It's truly been an honor to work with Fairway Mortgage with Dave Medina and his team! They are extremely professional and hold themselves to the highest standard. Thank you all!

Tracey Heine
TH
29-01-2021

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